Subscribe to The Estate Preservation Advisor Newsletter and receive the Free Video, "How to Sell Your Life Insurance Policy for More Than the Cash Value."



Latest news:

Sept 1 , 2006:
The Pension Protection Act of 2006 allows people 70 1/2 and older to give up to $100,000 from their IRA to charity in 2006 and 2007 and not pay taxes on it.


January 1, 2007:
The annual gift tax exclusion to any person remains at $12,000 for 2007.



How To Gift Your IRA Money to Charity and Not Pay Taxes On It

The Pension Protection Act of 2006 allows a limited window of time to move funds directly from your IRA to the charity of your choice with no tax consequences. Read the rules...

How to Make a Sizable Charitable Donation From Your IRA—Tax Free

If you are over 70 ½, have an IRA and are charitably inclined, a new law allows you to make a substantial gift from your IRA—tax free. But currently there is a narrow window of opportunity.

A Creative Way to Fund a Long Term Care Policy

Here's a way to leverage your IRA to do double duty.

Rollovers to IRAs – Rules, Tips and Cautions

Are you ready to retire and roll your qualified plan over to an IRA? If so, here are the rules and some tips that could eliminate problems with your rollover.

Who Should Be the Beneficiary of Your IRA?

Why is making the proper beneficiary election for your IRA important? Does your election follow the rules? Is it the best one for your family circumstances? Is there a better one? Find out by taking a look a few common beneficiary elections and their results.

IRAs and Early Retirement

If you retire early and roll your 401(k) into an IRA, what is the best way to take out income to live on? What are the rules? What are the penalties for taking money out before the magic age of 59 ½? What are the exceptions? What are the work-arounds?

Roth IRA Distributions at Death: Pitfalls to Avoid

Your IRA may represent the bulk of your estate. Care must be taken to assure that your wishes for the distribution at your death follow the rules. Here are the rules and several common mistakes to avoid.

IRA Distribution Rules at Death: Critical Knowledge for Good Decisions

Your IRA could be one of your biggest assets. Do you know the IRA distribution rules at death? Here’s a quick primer that could help you avert costly mistakes.

SEP IRAs: A Path to More Retirement Income?

Do you have your own business? Do you have a 401(k) at work and have self-employment income on the side? If so, the SEP IRA may be one alternative to building a bigger retirement nest egg.

When Not to Name Your Spouse the Beneficiary of Your IRA

Have you blindly named your spouse as the beneficiary of your IRA? Is this your best choice? Depending on your situation and objectives, other beneficiary elections may be better. Here are three options you may not have considered.

Do You Know the IRA Eligibility Rules?

Are you searching for another income tax deduction and wonder whether you qualify for an IRA? If so, here are the new contribution rules--some brand new as the result of the Pension Protection Act of 2006.
























Home | About Us | Contact Us | Terms of Use | Privacy Policy